EXTENSION CORDS CAN BE HAZARDOUS

October 12th, 2017 by Brian Currey

Every year, house fires are caused by the use of outdated extension cords, or the improper use of extension cords certified for specific home applications. To avoid potential danger, be sure to adhere to the following guidelines:

1. Do not use old extension cords that have a thin cord and two prongs of equal size. They lack standard safety features such as a neutral “ground” that can prevent a short circuit.

2. Check the maximum amperage load of your extension cord to ensure it can handle the electrical demands of the appliance or device you intend to power.

3. Do not plug several items into a single extension cord.

4. Do not connect one extension ford into another.

5. Do not remove the third prong of a plug in order to fit the cord into a two-prong wall plug.

6. Whenever possible, use a power bar with surge protection to connect an item to your wall plug.

Housing Recovery Remains A Work-In-Progress

August 11th, 2017 by Brian Currey

Market sees modest inventory gains, but overall prices inch up!

Sales exhibited stable growth through the first half of the year in the Calgary housing market, but the number of transactions slowed slightly in July compared to last year.

City-wide sales totaled 1,637 units, six per cent below July 2016 levels. Year-to-date sales activity totaled 11,957 units, nine per cent above last year.

“Sales growth exceeded expectations so far this year. Clients were re-entering the market after delaying decisions until there were some signs of economic improvement,” said CREB® president David P. Brown.

“However, this recovery will require patience. There continues to be many new and resale ownership options available. This reduces the sense of the urgency for many consumers.”

Easing sales were met with higher new listings, causing further gains in inventory levels. City-wide months of supply rose to four months, as inventory levels reached 6,675 units this month. This is 17 per cent higher than last year, but still below July highs recorded in 2008.

“Modest improvements in the labour market and net migration were necessary to support the turnaround in the housing market,” said CREB® chief economist Ann-Marie Lurie.

“However, current inventory levels and changes in the lending market continue to weigh on housing demand. Easing demand growth combined with elevated levels of supply will slow the pace of price recovery in our market.”

Driven by detached and attached housing sales, city-wide prices in July improved over the previous month and the previous year. However, it is nearly four per cent below previous monthly highs. Year-to-date benchmark averages remain 0.44 per cent below last year’s levels.

Despite the current month activity, the detached sector continues to demonstrate conditions that are more balanced compared to last year.

Apartment condominium product continues to face oversupply in the resale and new home sector, causing further price declines. In July, the apartment benchmark price was $266,200. This is a three per cent decline over last year and nearly 12 per cent below peak prices.

Household Security During Vacations

July 19th, 2017 by Brian Currey

To fully enjoy your summer vacation, take appropriate precautions to ensure that home security features are in place in advance of your departure. Consider the following suggestions:

A) Ensure that doors and windows cannot be easily compromised using basic burglary tools by installing secondary locks such as deadbolts and bars, as well as a reliable monitoring system that will alert your smartphone, a neighbour, or your local enforcement agency should a compromise occur.

B) Check that your lighting systems are intact, by verifying that your interior and exterior timers and motion detectors are fully operational and ensuring older bulbs are replaced.

C) Trim bushes back to prevent concealing exterior access points, lock up or store ladders, and make sure mail and parcel deliveries are suspended (but don’t cancel your scheduled pool or landscape maintenance program).

D) Have a neighbour park a car in your driveway, and have someone look in on your property including inside your garage on a regular basis.

Tech Report

June 27th, 2017 by Brian Currey

WHY IS IT SO IMPORTANT TO KNOW HOW MUCH YOU CAN AFFORD TO SPEND ON A HOME?

June 9th, 2017 by Brian Currey

Two reasons.

First, you don’t want to buy a property and then find out, after you’ve moved in, that you can’t financially maintain it. That would mean having to resell it under stressful conditions.

Second, you don’t want to settle for a property that’s less than ideal, when you really could have afforded the “dream home” you’ve always wanted.

So how do you figure out how much you can afford to pay for your next home?

The first step is to gain a clearer understanding of how much your current home will likely sell for in today’s market. That amount, together with other financial resources you might have (such as savings), will determine your available down payment.

The next thing you’ll need to figure out is the maximum amount of mortgage for which you qualify.

Say, through the proceeds of the sale of your home combined with your savings, your expected down payment is $150,000. If the lender authorizes a mortgage of $375,000, then you can afford a $525,000 home.

Typically your lender determines your maximum mortgage based on, among other things, a percentage of your income, to ensure you can maintain the property.

It’s worth doing your own calculations too. Calculate your anticipated utilities, insurance, and property tax, and make sure you have some money set aside for unanticipated expenses.

Of course, you don’t need to spend as much as you qualify for on a new home. A home that meets your needs in terms of property type, features, and neighbourhood, may in fact cost you less.

One thing is for sure. As your Realtor, I can work with whatever amount you can afford and show you homes on the market that most closely meet your needs.

Is Your Home in “Move In” Condition?

May 26th, 2017 by Brian Currey

Is Your Home In “Move In” Condition?

When buyers view your home, they ask themselves whether they like it. Assuming that the answer is “yes”, they try to determine how much work would be required before they could move in.

It’s not uncommon for a buyer to be interested in a property but be turned off by the perceived amount of work required. In fact, this can sometimes discourage a buyer from even making an offer.

That’s why ensuring your home is in as “move in” condition as possible is so advantageous. It will help sell your home faster and, often, for a better price.

So what does “move in” condition mean? It means that there are no repairs or maintenance issues that need to be addressed immediately. Buyers can be discouraged by seemingly minor issues, such as a loose closet shelf or a lightly dripping shower head. So it’s important to get those little repairs done before showing your home.

Buyers will also likely want to know the age of your furnace, water heater and other appliances, in order to anticipate when they will need to be repaired or replaced. If you have transferrable warranties for any of these items, be sure to keep this all together.

A fresh coat of paint is one of the best investments you can make in preparing your home for sale. More than any other repair or renovation, a coat of paint can make just about any room look almost new and move-in ready.

Buyers are sometimes worried about having to purchase new window coverings. If your window coverings will stay with the home, make that clear.  If you are taking certain window coverings make that clear too.

Generally, the more you can do to make your home seem ready to move in, the better.

Want more tips on selling your home quickly and for the best price? Call me today!

THINKING ABOUT A BIGGER OR BETTER HOME?

February 16th, 2017 by Brian Currey

Whether you love your current home or have had your eye on upgrading for years, making the decision to move to a bigger or better house isn’t easy. You have a lot to consider, but it doesn’t have to be overwhelming.

Before you embark on the journey toward a housing upgrade, take a step back. First, think about creating a specific list of what you want to accomplish by moving.

Then start talking about what’s really required to move up. That’s where I come in. I can help you sort through everything.

I’m always available to talk. Let’s work together to find the house that fits.

Making the Home Selling and Moving Process Easier

February 9th, 2017 by Brian Currey

There’s no doubt that things change in a home when it’s put on the market. Those changes can cause stress for the entire family.

Fortunately, there are ways to reduce that stress considerably. With a little bit of planning, you can even make the home selling process a relatively pleasant experience for everyone.

The first step is to talk candidly with your family, especially kids, about their feelings and concerns regarding selling your home and moving. Their worries may include:
•Losing connections with friends.
•Finding a new job.
•Starting a new school.
•Disruptions in the home during viewings.
•Work involved in preparing the home for sale.
•Keeping the home clean and tidy for viewings.

The more you’re aware of how your family feels about the process, the better you can deal with those issues.

Keeping the home clean for viewings and open houses is usually one of the major stressors. It may feel like you’re tidying up for a special guest several times a week! A solution worth considering is hiring a maid service on a short-term basis. That help can save you a lot of time and stress, especially if you’re also searching for a new home.

During viewings, it’s best for you and your family to be out of the home. So, consider planning little adventures. You can visit a museum, eat at a restaurant you’ve been wanting to try for months, or take the gang to a recreation centre. These ideas will go a long way toward alleviating the sense of being “kicked out” of your own home!

October Tech Report

December 9th, 2016 by Brian Currey

oct_tech-report

Value of a Realtor

December 9th, 2016 by Brian Currey

Value of a REALTOR®

Whether selling your home, or looking for a new one, the over 5,200 REALTORS® in Calgary and the surrounding area work together to help you! This REALTOR® network allows them to share information and resources that place you in the best position possible to secure the biggest financial investment most people experience in their lifetime.

Value of a REALTOR®

Learn more about how REALTORS® help.

Who is a REALTOR®?

Not all licensed or registered brokers and salespeople are REALTORS®. Only real estate licensees who are members of the Canadian Real Estate Association (CREA), and subsequently members of CREB®, are REALTORS®. These REALTORS® are committed to a high standard of professional conduct, ongoing education, and to a strict Code of Ethics and Standards of Business Practice (1.6MB PDF). Using the service of a REALTOR® helps in disclosing maximum property information and facts, therefore reducing your risk.

Value of a REALTOR®

Your Benefits

Teaming up with a REALTOR® provides you with invaluable access to professional real estate expertise and knowledge. You benefit because:

  • Your representative can help determine your buying power and refer you to lenders best qualified to maximize your loan and minimize your cost.
  • Your REALTOR® has full access to all the features of the Multiple Listing Service®, Canada’s most powerful real estate marketing network.
  • Your representative provides local community information on utilities, zoning, schools, etc. They can assist you in making the best choice selecting an environment where you and your family can grow.
  • Your representative has a finger on the pulse of the housing market and is knowledgeable about developments and trends in real estate; and,
  • Your REALTOR® has access to the MLS® System for facts on comparable pricing, neighborhood trends and housing market conditions, data you can use to set your best course of action and maximize your homes resale value when you are ready to sell.
  • Your representative can negotiate the best deal. There are myriad negotiating factors, including price, financing, terms, date of possession and often the inclusion or exclusion of repairs, furnishings or equipment. By negotiation alone, you often save more than the cost of their service.
  • Your representative assists you in providing due diligence to evaluate the property. This may include inspections for mold, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. Your representative can assist you in determining what conditions to recommend and assist in finding qualified professionals to investigate and provide report to you.
  • Your representative can guide you through the sales process making sure everything flows smoothly from initial offer to closing.
  • Your REALTOR® markets your property to other real estate agents and the public. Often REALTORS® will provide guidance on staging or repairs that enhance the salability of your property. Your REALTOR® will harness the power of the MLS® System to expose your property to a large network of qualified buyers as well as coordinate marketing through the most effective array of other advertising media. Only CREB® REALTORS® have access to the marketing exposure of industry publications such as CREB® Real Estate News.

You are protected when you work with a REALTOR® for a number of reasons:

  • All REALTORS® are graduates of a real estate education program and are committed to pursuing ongoing professional development courses;
  • REALTORS® must adhere to a strict Code of Ethics and Standards of Business Practice(1.6MB PDF); your guarantee of professional conduct and service excellence.
  • All REALTORS® carry errors and omissions insurance;
  • The Real Estate Assurance Fund is available to you in the rare event of fraud, or breach of trust by a REALTOR®. It is your protection against financial loss. This fund is financially supported by our members; and,
  • A licensed brokerage supervises the business conduct of all REALTORS® to ensure their compliance with Alberta law.

If you are looking to Sell or Buy,  I would be happy to further discuss your needs.

Brian Currey

Re/Max Realty Professionals

Office: 403-259-4141

Office Direct: 403-212-4903

The data included on this website is deemed to be reliable, but is not guaranteed to be accurate by the Calgary Real Estate Board. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.
MLS® MLS REALTOR® Realtor